Reservation and arras checklist
Organise documents, contract terms and questions for the agent before signing or transferring money. This does not approve the agreement.
Prepare my checks →NEW · SPANISH–ENGLISH POWERS OF ATTORNEYBuy. Sell. Delegate.
Buy. Sell. Delegate.
With the powers you choose.
Prepare a bilingual power of attorney for your Spanish property transaction. Purchase, sale or both; up to five grantors, optional mortgage powers and an expiry date you choose.
Instructions for notarial execution in Europe or the USA. The notarial act, apostille or legalisation and delivery are separate steps.
Prepare my power of attorney →Tools for your property purchase
Your property.
The questions that matter.
Check the documents, plan your purchase and understand the cost of ownership. Practical tools in English and Spanish, designed to work together.
Start with the property
Bring the whole file
into focus.
Compare the Land Registry, Cadastre and buildings you can see. Keep the findings, action plan and budget together in your PDF report.
Check a propertyDocuments and evidence, organised in one dossier.
Questions to resolve before committing to the purchase.
Purchase and annual costs, with pending figures clearly identified.
Bilingual purchase agreementsYour agreement.
Your agreement.
In both languages.
Answer the questions in English or Spanish. Prepare a Spanish–English purchase agreement with deposit terms and clauses for the circumstances you declare. Download Word and PDF, with optional DocuSign signing.
This contract generator covers resale homes throughout Spain, including the islands, Ceuta and Melilla, within the situations covered by the questionnaire. Individual legal review is not included.
Prepare my contractCompare mortgage offers
Enter lender proposals to compare illustrative payments, stated costs and cash still needed, including variable-rate scenarios.
Compare offers →Coastal Restrictions Check
Locate the cadastral plot and buildings, examine coastal boundary lines and prepare a preliminary PDF with the checks still needed.
Check coastal restrictionsFlood map by parcel
Locate a cadastral parcel over official river and coastal flood-hazard layers. Compare scenarios and plan further checks; the view does not certify that a property is flood-free.
Explore flood maps →Purchase costs
Estimate ITP, VAT or IGIC, AJD and transaction expenses across Spain. Include individual buyer relief and the funds still needed.
Calculate purchase costsAnnual ownership budget
Bring together IBI, community fees, insurance, maintenance and mortgage repayments. Keep unknown amounts visible.
Plan my annual costsModelo 210 · Rental & imputed income
Estimate ordinary nonresident income tax for rental and non-rental days in 2026, using your tax residence, ownership share and cadastral information.
Calculate Modelo 210What will I receive at completion?
Estimate your share of the price, deposit received, 3% withholding, mortgage payoff and completion costs. Keep the later tax adjustment separate.
Estimate cash from the sale →Non-resident seller capital gains
Prepare the documents, negotiate with the agent and estimate the gain, 3% withholding and Modelo 210 reconciliation.
Seller guide and calculator →Municipal capital gains tax (IIVTNU)
Compare the objective method and actual increase in land value for 2026 transfers in 45 selected towns. Review sources and download an estimate.
Calculate municipal tax →The calculators explain their coverage and assumptions. Tax figures are processed in your browser. The coastal check sends the cadastral reference to our server to consult public cadastral data; it does not use AI. No registration is required. A tax estimate does not file a return or confirm eligibility for a relief. Save your calculation privately and load it into the corresponding dossier step to include it in the report. How it works