MORTGAGE AND PURCHASE BUDGET

Compare mortgage offers alongside the full cost of buying.

Enter the actual terms of up to four offers. See the monthly payment, a higher-rate scenario for variable loans, known financing costs and the funds you need for this purchase.

Your figures are calculated in this browser. They are not sent to our firm or to lenders.

First, your purchase budget

Use the result of our purchase-tax calculator or enter verified amounts. Blank fields remain outstanding: enter 0 only if you have confirmed that the cost does not apply.

Property price (€)

Purchase taxes (€)

Other purchase costs, excluding valuation and mortgage costs (€)

Deposit or advance already paid to the seller (€)

Calculate purchase tax and costs ↗

If you have just calculated purchase costs in this tab, you can bring those figures across. Check the imported details afterwards.

Next, the lender offers

Copy the terms from the ESIS/FEIN or an identified proposal. A marketing illustration is not an approved mortgage.

Variable-rate scenario

For example, 2 adds two percentage points to the later rate. This is not a rate forecast. A fixed offer is unchanged.

Hypothetical rise in the index after the initial period (percentage points)

SPAIN PROPERTY CHECK

Before you commit

Check the ESIS/FEIN, FiAE, valuation, bundled products and financing timetable against the reservation or deposit agreement. If the purchase depends on a loan, address that condition before signing.