Before you commit

What will your property purchase cost?

Calculate the purchase taxes and build a budget that shows what you know, and what still needs to be confirmed.

Across Spain · all 17 autonomous communities, Ceuta and Melilla

No registration · Free access

The calculation runs in your browser. We do not send these details anywhere and you do not need to identify yourself.

The property and the purchase

Enter the value of the whole property, even if you are buying with someone else. Taxes are allocated according to each buyer’s share.

Autonomous community, foral territory or autonomous city

Purchase or deed dateTax rates and relief can change with the date. The calculator will tell you if it does not cover your chosen date.

Type of transfer“First supply” describes the transaction for VAT purposes. It is different from buying your first home. A sale by a private individual normally attracts transfer tax (ITP).

Purchase price, before tax

Declared value, if different

Optional

Cadastre reference value

Who is buying

Each buyer may qualify for different tax treatment. “Buyer 1” and “Buyer 2” are enough: there is no need to enter real names or income details.

Total ownership share: 100%The shares must add up to exactly 100%.

Other purchase costs

Add any quotes you have, including VAT where applicable. Leave unknown costs blank; enter 0 only when you have confirmed there is no cost.

Purchase deed notary costs

Land Registry

Legal advice

Administration or agency fees

Valuation

Other costs

Fees depend on the transaction. How purchase-deed notary costs are shared also depends on the agreement and applicable law.

What about mortgage costs?

For a mortgage covered by Law 5/2019, the lender pays the loan’s notary, registration, administration and tax costs. You may pay the valuation and copies you request. The costs of the property purchase are separate.

How you will fund it

These figures help estimate the cash still needed. They are not added as extra costs.

Loan funds allocated to the purchase

Leave blank if none.

Deposit or other payments already made

Leave blank if none.

The calculation runs in your browser. We do not send these details anywhere and you do not need to identify yourself.

Take the next step with confidence.

We can review the tax requirements and property documents before you commit.

Contact the law firm Review the documents